% who've done mobile banking in the last 12 months have used their bank's mobile application vs. % who simply use their smartphone browser to access the bank's website, % of Canadian smartphone users indicated they primarily conduct their banking transactions using their mobile devices.

When asked why they haven't used mobile banking, % said online banking suited them just fine, % said they prefer other methods of banking (in person, ABM, telephone, etc.), % said they had security concerns about using their mobile phones to do banking, % said security is their biggest concern about mobile banking

Most common mobile banking functionalities used by smartphone users include: checking account balances, paying a bill, [Electronic Bill Presentment and Payment (EBPP)] transferring funds, emailing money, buying and selling mutual funds

% of parents expect to be repaid for costs associated with their child's education within 2-5 years, 5-7 years, % of parents are prepared to go into debt to fund their child's education, % are not

% of parents and students say they have worked out a budget before school starts, % of parents say they have left the responsibility of money management to their child.